Self-cert means that you may tell us your income and expected income but do not have to provide proof. This is valuable for new businesses, businesses with no accounts or accounts that may not show the full picture.

Verified income applications will get a better interest rate deal. Often income can be verified and we will look at this first.

You have to provide proof that the business exists or in the case of an individual that you are self employed.
Self-cert is for Limited Companies, Partnerships, Individuals, Investors and sole traders.

An affordability assessment is carried out by us before we quote and before an application is submitted for a decision.
Adverse credit is allowable, we will advise you should you have had past credit problems.

You may borrow up to 65% of the property value and have the mortgage over a period up to 30 years. Terms you will never find with your own or any high street bank.
We specialise in remortgages and in particular remortgages where there has been previous or current credit problems