Remortgages for businesses or traders who wish to
self certify their business income are still available up to 65% of the property value and bad or adverse credit can be considered.

Requirements
Self cert of business income is based on your own forecast of what you earn or will be earning. You know best if you will be able to afford the repayments. Because the mortgages are secured on the property there is no requirement for you to give guarantees, forecasts, bank statements or projections.

Remortgage reasons
Any reason is acceptable. You may wish to refurbish your premises, update IT equipment, extend the premises, buy stock acquire another business, general expansion plans, buy out a partner or investor or any other reason apart from avoiding bankruptcy. Maximum loan to value without additional collateral is 65%

Property
Any freehold or long leasehold business property is acceptable for a remortgage but please see the list of business types in our home page link.